Understanding Your 401(k): A Complete Guide

Your 401(k) is one of the most powerful retirement savings tools available, especially when you maximize employer matching.

Contribute at least enough to receive the full employer match, then gradually increase your contribution percentage each year.

Diversify your investments within the plan using index funds, target-date funds, or a mix that fits your risk tolerance.

Review your contribution rate each quarter with our calculator to ensure you are still on track for your retirement goal.