Privacy Policy

1. Information We Collect

1.1 Calculator Data

When you use our calculators, all calculations are performed locally in your web browser. The financial information you enter (such as salary, loan amounts, or investment figures) is:

• Never transmitted to our servers
• Never stored on our systems
• Never shared with third parties
• Automatically cleared when you close your browser or navigate away

1.2 Website Analytics

We collect anonymous usage statistics to improve our service, including:

• Pages visited and time spent on our site
• General geographic location (country/state level)
• Device type and browser information
• Referring websites

This data is collected through Google Analytics and is anonymized and aggregated.

1.3 Contact Information

If you contact us through our support forms or email, we collect:

• Your email address
• Your name (if provided)
• The content of your message

2. How We Use Information

We use the limited information we collect to:

• Improve our website and calculator functionality
• Understand which calculators are most useful to our users
• Respond to support requests and user inquiries
• Ensure our website security and prevent abuse
• Comply with legal obligations

We do not:

• Sell your information to third parties
• Use your financial calculation data for any purpose
• Create user profiles based on your calculator usage
• Send marketing emails (we don't have your email unless you contact us)

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties, except:

• Service Providers: We may share anonymous analytics data with trusted third parties who assist us in operating our website (such as hosting providers)
• Legal Requirements: We may release information when required to comply with the law, enforce our policies, or protect our or others' rights, property, or safety
• Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of that transaction

4. Data Security

We implement appropriate security measures to protect your information:

• HTTPS Encryption: All data transmitted to our website is encrypted using SSL/TLS
• No Data Storage: Since we don't store your financial data, there's no risk of it being compromised in a data breach
• Limited Access: Only authorized personnel have access to our systems
• Regular Updates: We keep our security measures up to date

5. Cookies and Tracking

We use cookies for:

• Essential Functions: Cookies necessary for the website to function properly
• Analytics: Google Analytics cookies to understand how users interact with our site
• Preferences: Remembering your theme preferences (light/dark mode)

You can control cookies through your browser settings. Note that disabling certain cookies may limit website functionality.

6. Your Rights

You have the right to:

• Access: Request information about what personal data we have about you
• Correction: Request correction of inaccurate personal data
• Deletion: Request deletion of your personal data
• Portability: Request a copy of your personal data in a portable format
• Objection: Object to processing of your personal data

Since we don't store your financial calculation data, most requests will involve minimal information (such as support correspondence).

7. Children's Privacy

Our service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

8. International Users

Our website is hosted in the United States. If you are accessing our service from outside the US, please be aware that your information may be transferred to, stored, and processed in the US where our servers are located.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at: